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50-70% of the members in any size
group will not use the group health plan, or they use it so little that it is of no significance.

Won't use the Plan at all

A small percentage of people will use the plan infrequently for items such as a minor sprain, a prescription or something incidental.

MIght use the Plan a little

A very small percentage (4-7%) will use the plan to its fullest extent. This could be for management of a chronic condition, an accident, pregnancy, etc.

Will use the Plan
to it's fullest extent

These are the average statistics regardless of group size.
You can have 5 employees or 500 employees.
It doesn't matter.

Why pay high fixed premium every month
assuming EVERY person is using your
group health plan?


Let us help you maximize your dollars.

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